STRSTR-2026-05-026

Suspicious Transaction Report

Halima Sani · NFIU goAML format · Meridian Trust Bank Plc

Within 24h windowFiled 16.0h after case closure · within 24h
T+0+6h+12h+18h+24h
Section 1
Reporting Institution
Institution
Meridian Trust Bank Plc
CBN code
MTRB-NG-001
goAML org code
RE-NG-002884
Reporting officer
Olamide Bello · MLRO
Officer phone
+234 802 555 0144
Officer email
mlro@meridiantrust.com
Section 2
Subject
Name
Halima Sani
Type
Individual
BVN
22198214012
NIN
10182273901
Phone
+234 812 988 7001
Address
44 Maikolo Street, Kano
Account 1
0055667788
Section 3
Grounds for Suspicion
AI-drafted · approved by MLRO
Halima Sani applied for Form M FM-2026-0081 to import pharmaceutical raw materials (HS 2933.59) from Guangdong BioPharm Co. (China). NAFDAC pre-approval was not obtained prior to Form M submission. The declared supplier is not on NAFDAC's pre-qualified foreign manufacturers list. A transfer of ₦4,200,000 was initiated before CBN approval of the Form M, representing an attempted pre-approval forex remittance. The combination of a NAFDAC-unapproved supplier, missing pre-approval, and premature forex transfer warrants a suspicious transaction report.
Section 4
Transactions Reported1 transactions
Date (WAT)ChannelDirectionCounterpartyAccountAmount (NGN)
2026-05-16TransferDebitGuangdong BioPharm Co. · CNCN7362810019003₦4,200,000
Aggregate · 1 transactions₦4,200,000
Section 5
Typology & Predicate Offence
Primary typology
Trade — Restricted Goods / NAFDAC Non-Compliance
FATF reference
FATF-T-04
Predicate offence
Proceeds of unlawful activity
Corridor
Lagos to Port Harcourt
Section 6
Evidence Attachments1 items
halima_sani_mobile_statement.pdf
Mobile transaction extract · uploaded by Tobi Kalu · 2026-05-18
EVIDENCE
Section 7
Reporting Officer Attestation

I, , in my capacity as Money Laundering Reporting Officer (MLRO) for Meridian Trust Bank Plc, certify that the facts contained in this report are true to the best of my knowledge and that this report is filed in good faith under the Money Laundering (Prevention & Prohibition) Act 2022.

Created
2026-05-18 08:30 WAT
Approved by
· MLRO
Filed
NFIU reference
Assigned on receipt